Credit Risk Analyst (REF: KK238) (Market Related Salary) – Wynberg, Western Cape

Job Overview

The successful candidate will be responsible for running the existing credit risk related reports as well as analysing data in order to determine client’s payment performance which will be used for strategic decision-making.

RESPONSIBILITIES INCLUDE:

Assisting with the monitoring of risk based strategies within acquisition to ensure that only customers with the correct risk levels are allowed to purchase

Running existing report to be used in executive information packs

Assisting operational departments with operational reporting

Monitoring key metrics and interpreting findings

Assisting with the review and enhancement of the credit limits to ensure the business exposure strategy is met

Assisting with and maintaining strategies for early and late stage collections that ensure that operations department focus on the correct delinquent accounts

Maintaining and updating forecast models for future legal write off and provisions

Use data-oriented approach to work with others in solving-complex business problems around profitability, marketing, risk, and operational analysis

Designing experiments and using various test and control strategies for credit operations, analysing results, and building predictive models to forecast future outcomes

Performing data-oriented ‘what if’ and ‘ad-hoc’ analysis to support business strategy optimization in credit operations

Developing a strong credit risk team by mentoring the less experienced trainee credit risk analysts

Assisting Credit Risk Manager and Senior Credit Risk Analysts on key projects

REQUIREMENTS:

Numerate degree (BSc, BCom, B Bus Sci, B Eng.)

Would benefit from courses in advanced mathematics, computer programming, economics, and operations research

Minimum of 2 years’ working experience as a credit risk analyst

Working knowledge and exposure to processes such as banking or retail credit

Strong willingness to learn

Ability to critically analyse and problem solve

Be able to review own work with attention to detail

Advanced computer literacy skills with a high proficiency in MS Excel, SQL or SAS

Project management experience will be advantageous

Job Detail
  • Salary RangeMarket Related
  • Experience2 Years
  • QualificationBachelor Degree
  • AA/EENo