CREDIT RISK ANALYST (REF: PRN44) (From R25 000 p.m. Salary) – Wynberg, Western Cape

Job Overview


Maintain and monitor credit risk strategy for the growth and fraud management area

Provide insight into the fraud strategy and provide analysis for future strategy changes

Develop challenger strategies for fraud, acquisition decisions and initial limits

Monitor fraud and acquisition models and scorecards

Manage and monitor credit risk related projects

Operational support

Support the use of predictive dialer technology in the fraud and vetting Call Centre

Support the operational team through in depth analytics on fraud and delinquent customer behaviour

Actively engage with all other areas of the business

Assist the operations with budgeting models

Business analysis

Use SQL to obtain data from the Data Warehouse

Analyse the effectiveness of communication to the ordering customers

Analyse the data to answer business questions and solve problems

Project management

Ensure delivery on all projects as instructed by the Manager and Director



Qualifications & Accreditations

A numerate degree e.g. BCom, B Bus Sci, B Eng, BSc

Experience & Skills

Minimum of 3-4 years experience as an analyst in the credit risk environment

Proven experience with scorecards, analytics and portfolio modelling

Advanced computer literacy skills with a high proficiency in MS Excel and SQL

The ability to integrate and interpret numerical and statistical information

Project management experience is essential

Attributes & Behaviours

Excellent interpersonal communication, assertiveness and judgment skills

Strong planning, organizing and coordinating skills

Performance-driven and results-orientated with a relentless drive to succeed

The ability to prioritise and multi-task within a fast-paced and pressurised environment

Exceptional attention to detail with a thorough approach to work

A strong can-do attitude and an energetic positive approach

Job Detail
  • Salary RangeR20 000 - R30 000
  • Experience3 Years
  • QualificationBachelor Degree
  • AA/EENo